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Secured Bad Credit Asset Backed Loans
When the Banks say No, Mr Car Pawn says Yes!

Fast No Credit Check Loans For People With Bad Credit or Poor Credit.

Mr Car Pawn | Hand holding lots of $100 Australian Dollar Bills | Call 1300 677 296 now.

Your instant cash loan 
is just 3 steps away!

1.  Contact Us
2.  Provide ID
3.  Collect your Money


Pawn your vehicle
for quick cash.

Contact us now.

What is Secured Bad Credit Loan?

Mr Car Pawn offers secured loans to individuals who own unencumbered registered and roadworthy assets like cars, utes, trucks, bikes, boats, jet skis and more, even if they have a less-than-ideal credit score. That's right! No matter your credit history, good or bad, you can still qualify for a loan with us.

If you've had some difficulties in the past and were unable to repay a loan on time, we understand. We won't hold that against you. Whether it's a business loan to pay overdue invoices, deposit for a rental house, medical emergency or any situation where you need fast cash and hassle free approval, we've got you covered.

What's even better is that we don't require any credit checks or proof of income for our loans. So, take this opportunity to get the funds you need and start building your credit score back up.

We believe in giving everyone a fair chance, and that includes you!


Business Hours:

Monday to Friday: 9:00am to 5:00pm

Saturday: 9:00am to 12:00pm

Sunday: Closed

After hours appointments available.


Why choose Mr Car Pawn vs a
Personal Loan Lender for bad credit?

Both pawnbrokers and personal credit lenders provide cash loans, but their overall services are not equal.


Private credit lenders hinge on credit checks and internal charges while pawnbrokers provide asset-backed cash loans.


The assets can be cars, bikes, boats, machineries, or anything else which has value. Here are the differences between loans from Mr Car Pawn, and the ones from Personal Credit Lenders.

Taking your asset as a security ensures we are able to provide you with a fast loan with no risk of legal or debt recovery action, even if you can't pay out your loan on time.


Mr Car Pawn Loans – We offer secured bad credit vehicle pawn loans:

Loan Type:

A Secured Loan – Borrowed against your car, ute, bike, boat, jet ski, truck or machinery.

Loan Amount:

$5,000* to $1,000,000* AUD – No Credit Checks, No Proof of Income, No Background Checks

Loan Period:

30 days to 90 days. Loan extensions are also available. Private and Confidential service.

Loan Processing Time:

30 Minutes to receive cash approval. Fast Hassle Free Service.

Who can apply:

  • Anyone who requires fast cash loan - private or business, bad credit history, ex-bankrupt & more.

  • You own an unencumbered, registered & roadworthy asset that can be used to secure the loan.

Loan Requirements:

  • Borrowers need to be 18+ of age, Provide 100 points of valid Australian ID and own their assets.

  • Students, single parents, pensioner, self-employed, businesses and people Centrelink payments.

We lend against a wide range of vehicles and property assets:







Mr Car Pawn | Fast Cash | No Credit Check | We lend against cars, Utes, SUV, 4WD and more | Call 1300 677 296 now.
Mr Car Pawn | Fast Cash | No Credit Check | We lend against bikes, dirt bikes, choppers, customs and more | Call 1300 677 296 now.
Mr Car Pawn | Fast Cash | No Credit Check | We lend against boats, house boats, yachts and more | Call 1300 677 296 now.
Mr Car Pawn | Fast Cash | No Credit Check | We lend against jet skis and personal watercraft | Call 1300 677 296 now.
Mr Car Pawn | Fast Cash | No Credit Check | We lend against caravans, campers, pop tops and more | Call 1300 677 296 now.
Mr Car Pawn | Fast Cash | No Credit Check | We lend against machinery, trucks, trailers and more | Call 1300 677 296 now.
  • What is a pawn loan?
    When you borrow money from Mr. Car Pawn, it is commonly known as a collateral loan. In this type of loan, you provide an asset, such as cars, utes, trucks, jet-skis, boats, or property, as collateral. Based on the appraised value of the asset, Mr. Car Pawn offers you a loan.
  • What are the benefits of pawnbroking?
    Pawning an asset is a quick, easy, and hassle-free option for obtaining extra cash quickly. It serves as an excellent alternative to banks and other loan lenders if you are hesitant to sell your asset and want to avoid buyer's remorse. By pawning your asset, you can retrieve it once you have repaid the loan with interest. Feel free to contact Mr. Car Pawn today, and our team will guide you through the process.
  • How much can I borrow?
    Mr. Car Pawn offers the best rates. We lend more based on the wholesale market value of your asset between 60% to 70%, taking into account factors such as age, mileage, condition, and depreciation. We have the ability to lend up to $1 million (AUD) against certain assets. Contact Mr. Car Pawn today to discuss your fast cash requirements. Every application is unique, so speak to us about how we can assist you. Loans ranging from $5,000 to $1,000,000 are available.
  • What types of vehicles or assets does Mr Car Pawn loan against?
    At Mr. Car Pawn, we provide loans against a wide range of valuable assets, including: Cars: Sedans, Hatchbacks, SUVs, People Movers, and more. Utes: Single Cabs, Dual Cabs, Tray-backs, 4WDs, and more. Classic, Collector, or Muscle Cars. Motorbikes: Road and Off-Road. Caravans, Campers, Pop Tops, and Motorhomes. Trucks, Trailers, Pantecs, Tippers, Crane Trucks, and more. Jet-skis. Boats, Yachts, House Boats, and more. Machinery, including Tractors, Earth Moving equipment, and more. Gold or Silver Bullion or coins. First Mortgage equity loans against your property. Click to learn more about our services.
  • How long does it take to get approved?
    Typically, customers of Mr. Car Pawn can receive their loan within an hour after the initial phone consultation, appraisal, and providing 100 points of valid Australian or State I.D., along with the relevant asset paperwork.
  • What I.D. do I need to apply for a pawn loan?
    To prove your identity, you need to provide a total of 100 points of Australian or state-issued documents. Each type of identity document carries a different point value. You have the flexibility to use various combinations of documents to reach the required 100 points, but remember that at least one primary document must be included. Rest assured, we will assist and guide you through the entire process.
  • Can you still help with a bad credit rating or ex bankrupt?
    Mr. Car Pawn is here to assist you. Our pawn loan service doesn't require a credit check. Instead, we utilise your asset as collateral for the loan. This approach allows us to offer you a fast loan without any concerns about legal or debt recovery actions, even if you are unable to repay the loan on time. Important note regarding bankruptcy: To qualify for our services, you must be ex-bankrupt and have legally completed your bankruptcy process. If you are currently an undischarged bankrupt, it may be necessary for you to seek permission from your Trustee in bankruptcy before borrowing money. Failure to obtain permission could result in criminal penalties.
  • Do I need provide proof of income to get a pawn loan?
    No, you don't need provide proof of income. At Mr. Car Pawn, we take your asset as security, guaranteeing a fast loan without any risk of legal or debt recovery action, even if you are unable to repay the loan on time.
  • What is the minimum legal age I have to be to use your pawn loan service?
    You must be at least 18+ years of age.
  • What is the minimum and maximum period for repayment?
    Mr. Car Pawn provides loans with a minimum duration of 30 days and a maximum duration of 90 days. Additionally, we offer flexible and alternative loan terms depending on the asset. If needed, loan extensions are also available.
  • Will my car or asset be safe during the loan term?
    When you choose to do business with Mr. Car Pawn, you can have peace of mind knowing that your prized possession is in safe hands. We store your asset in our secure storage facilities, which are fully insured and equipped with CCTV surveillance for added protection.
  • What happens if I can't afford to repay the loan and retrieve the asset?
    We are here to assist you. Feel free to contact us today to discuss your situation. However, please note that if we are unable to reach you or if you do not respond to our attempts to contact you, and we are unable to negotiate an agreement for repayment of the loan's principal and interest, we may be forced to sell your asset in order to recover all costs.
  • What legislation does this pertain to?
    Pawn Planet Pty Ltd trading as Mr Car Pawn Asset Pawnbrokers Licence No 3720090 operates in accordance with The Second-hand Dealers and Pawnbrokers Act 2003 (Current as at 25 May 2020). You can find the complete legislation at this link:

We're here to help.

Head Office:
Suite 1 / 3289 Logan Road, Underwood Queensland 4119

Welcome to Mr Car Pawn. My name is Lucy. A Young vibrant brunette woman who is here to help you get access to fast cash. Call 1300 677 296 now.

Deal direct with the decision maker, contact Mr Pawn today.

Best Rates. We Lend More.

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